Our condo is AWESOME, and with it being located on the 20th floor the ocean view is breathtaking from the balcony.  Once you settle back and relax in our condo you will know without a doubt this is the vacation spot and condo you have been looking for.  The newly decorated condo is nothing short of being amazing with a view that's spectacular. Words cannot describe the view in the morning from the balcony watching the Dolphins play; it's truly a blessing to rise early, grab a Danish, a cup of coffee, then enjoy the wonders of the Gulf from the balcony.  After a day on the beach or a day of shopping, watching the sun set over the emerald-green waters from the balcony is breathtaking and romantic. 
One will quickly discover that Splash Resort is one of the most luxurious condominiums located around Panama City Beach; located on the West end of the beach it offers one of the most relaxing and welcoming location in Panama City Beach Florida.  All the property and amenities located at Splash are maintained in outstanding condition by excellent and professional maintenance staff.  With the vast number of amenities available to one at Splash, one will quickly agree that nothing is ever overlooked.  A few of the amenities awaiting you are Spa Tubs, Heated Pools, Kids Water Park, Fitness Center, Covered Garage Parking, Covered Walkway from Garage, and nature’s own beautiful world-famous SUGAR-WHITE SAND BEACH!
Debbie and I make several trips to our second home throughout the year, and we always find time to up-date assorted items throughout the condo, replacing furniture, kitchen items, and adding or replacing the décor, so there is always something new and refreshing to see in our condo. There is always something new and different. And for 2026 we have totally renovated the master bath by removing the tub/shower and having built a fabulous walk-in shower. And for the second full bath, the renovations include rremoval of the existing tub/shower and replacement with a new tub/shower and linen cubbies. 
Debbie and I take suggestions from our guests seriously and if feasible we add to or up-grade accordingly.  We take pleasure in keeping our condo not only in first class condition for us, but for you as our guest.  A few of the amenities that await you are flat screen TV's, internet, Wi-Fi, fully equipped kitchen, new washer and dryer, all new furniture, and many more amenities not mentioned. We appreciate positive comments as to improve on the best of the best; and appreciate negative comments to correct discrepancies that arise between our visits.
We also provide free beach service for our guests; the service is provided by a private contractor located on site from March through October.  The service consists of two lounge chairs with umbrella.  You only need to tell the attendant on duty you are the guest of Gary and Debbie Payne in condo # 2005-E and they will provide you with special personal service.
The only thing missing from this Beautiful Fabulous Resort today is you. 
Take a moment to view the Condo awaiting you, and some of the few amenities calling you.
You will find that our Condo is cozy, inviting, quiet, relaxing, and ready for your arrival; you only need to unload your bags, relax & enjoy the wonders the Awe-inspiring Lord blessed us with.

​A little about us: 
We are Gary and Debbie Payne, your host and owner of the condo you’re interested in for your vacation. We believe family vacations are fabulous and should be affordable; therefore, Debbie and I try hard to make that happen for you without lowering the standard with cheap furnishings, décor or other amenities.  Debbie and I list and manage our condo ourselves and do not use a third party for management. By managing everything ourselves it reduces costs overhead and eliminates numerous other costs one would be forced into paying elsewhere. Our focus is centered on you and your vacation enjoyment providing a comfortable second home unlike any other condo. Our desire is for you to make memories that last forever and that entice you to become a returning guest of ours. We are both from the Nashville, Tennessee area; Debbie is from the Mt. Juliet area, and I am from Hermitage; both a short distance north-east of Nashville.  Our primary home now is in Hot Springs, Arkansas; we decided to settle in here after retirement from the U.S. military and Civil Service. Debbie and I have vacationed in the Panama City Beach area every year we have had the opportunity.  We have visited numerous other vacation spots throughout the country but have always been drawn back to the sugar white sands of Panama City Beach. It is fabulous in this part of the country, and the southern hospitality is always above one’s expectations. After years of vacationing here we decided to purchase a condo and share the fabulous amenities offered at Splash and through the local community at a very reasonable rate.